A common theme that I am seeing in clients is that they are depending on others financially. For many people this looks like spouses being financially dependent on each other. It can also come in the form of divorce or death, God forbid. Alternatively, you could be expecting to be married when you retire, but maybe that does not end up happening for you. It is important to preparing yourself for any possibility because life will throw you curve balls one way or another. I highly encourage you to establish a safety net. You should meet with a financial service provider and set up your finances strategically. If you are an adult, depending on anyone for your financial security, you are playing a dangerous game.